Only a German language interface. They say they "a bank that speaks your language" but don't reply (even in German) to e-mails written in English. Funny interest rate for long term deposits (0.10 % p.a.). I've been their client for more than five years with average balance of 10000 EUR but my credit card limit is still 100 EUR :-( SMS verification codes are sent only to German phone numbers - I still have to use a paper password list.