I have been using the Swaper P2P investment platform and I am happy with the outcome as my invested funds are earning up to 14% annually, the rate fluctuates from 12-14% in average I am earning 13,1% from my investments. I have used other P2P platforms and this is one of the best that I have found. Support on any questions is exceptional, they are always willing to help and provide any information that I am concerned. Thumbs Up to them!