We switched to Penta from Commerzbank a month ago and are very very happy! Very quick account opening online (we got ours in 3 hours!!) and amazing support, far friendlier than traditional banks plus they speak English. I talked with *** and she went extra mile to answer my questions. The account is very easy to use and fast, but what i love most is that I could give access and a card to my co-founder. He now has his own Mastercard and can use the account same way I do - saves a lot of time and we don't have to share logins anymore. Now our marketing guy is also asking to get a card and I will get one for him next week as I learnt I can set a certain spending limit for his card and make sure he doesn't see more than he needs to see in the account.