My dealings with S-H have always been via*** (***). He was recommended to me many years ago by the bank manager there, who said that he would be an excellent advisor with regard to financing the payment of my apartment. He was not wrong. *** was extremely knowledgeable, competent, and went above and beyond the norms which I would expect when dealing with financial matters. He was extremely helpful, always ready with useful suggestions and an ability to think outside of the box, to enable me to obtain financing when needed. I have enjoyed working with him over the years, and have continued to work with him up to the present - and will continue doing so into the future. He is - without exaggeration - the best financial advisor I have ever had.