I needed to insure a trip to Europe, visiting three countries, by my 16-year old Peruvian goddaughter. No insurer in either Britain or Peru was able to offer insurance of this nature. But HanseMerkur could! I had to phone to begin with and I spoke to a very helpful ***, ***, who talked me over the phone to the English version of the website and advised me of the most relevant products. The company also insured by goddaughter's younger sister last year, again because no British or Peruvian insurer could offer this type of policy. this is a very useful service.