Volksbanks belong to the group of cooperative banks and have their origins in the 19th century. Existential crises among small businesses, such as craftsmen and in agriculture, have led to the basic idea: “What one cannot do, many can.”

Each Volksbank is economically and legally independent, but above all is based and well known in its region. If you want to become a customer of a Volksbank, you join a cooperative, subscribe to bank shares and thus become a bank partner. Thanks to the cooperative principle, customers are bank shareholders and benefit from the success of their bank through the annual dividend. The amount of the dividend is decided jointly at a meeting of representatives.

The focus of the Volksbanken is on customer proximity, advice and commitment to their customers and members.

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